BB&T Corporation Financials


BB&T Corporation has total assets of $134,907 million and year-to-date net operating income of $1,158 million. BB&T Corporation financials obtained from the Federal Deposit Insurance Corporation (FDIC). Financial data is updated quarterly in Call Reports or Thrift Financial Reports filed by the bank. Data last updated on December 1, 2008 for the period ending on September 30, 2008.	Profile Financials Chargeoff Statistics Delinquency Statistics Assets Securitized and Sold Performance and Condition Ratios

			All Banks

Assets	$ (millions)	% of Assets	$ (millions)	% of Assets
Loans Secured by Real Estate	67,622	50.12%	4,750,985	34.90%
1-4 Family Residential Mortgages	31,564	23.40%	2,754,199	20.23%
First Lien	23,667	17.54%	1,864,576	13.70%
Second Lien	2,645	1.96%	237,504	1.74%
Home Equity Lines	5,252	3.89%	652,119	4.79%
Multifamily Residential	1,147	0.85%	205,193	1.51%
Nonfarm Residential	14,676	10.88%	1,043,393	7.66%
Construction and Development	20,020	14.84%	617,055	4.53%
Farmland Loans	216	0.16%	62,138	0.46%
Loans Held in Foreign Offices	0	0.00%	69,008	0.51%
Commericial and Industrial Loans	15,023	11.14%	1,510,091	11.09%
Loans to Individuals	8,913	6.61%	1,082,731	7.95%
Credit Cards	1,178	0.87%	411,627	3.02%
Farm Loans	143	0.11%	59,656	0.44%
Other Loans and Leases	4,077	3.02%	595,646	4.38%
Less: Unearned Income	3	0.00%	2,741	0.02%
Total Loans and Leases	95,776	70.99%	8,000,084	58.77%
Less: Reserve for Losses	1,236	0.92%	156,065	1.15%
Net Loans and Leases	94,540	70.08%	7,844,019	57.62%
Securities	19,911	14.76%	2,027,739	14.90%
Other Real Estate Owned	402	0.30%	22,966	0.17%
Goodwill and Intangibles	6,309	4.68%	484,178	3.56%
All Other Assets	13,744	10.19%	3,207,062	23.56%
Total Assets	$134,907	100.00%	$13,613,150	100.00%

			All Banks

Liabilities and Capital	$ (millions)	% of Assets	$ (millions)	% of Assets
Deposits	88,594	65.67%	8,749,418	64.27%
Domestic Deposits	85,675	63.51%	7,230,058	53.11%
Transaction Accounts	5,765	4.27%	809,200	5.94%
Nontransaction Accounts	79,911	59.23%	6,420,965	47.17%
Money Market	40,891	30.31%	2,798,868	20.56%
Other Savings Accounts	2,915	2.16%	841,348	6.18%
Time Deposits	36,104	26.76%	2,773,205	20.37%
Foreign Deposits	2,919	2.16%	1,519,360	11.16%
Federal Funds Purchased	3,998	2.96%	936,578	6.88%
Trading Liabilities	180	0.13%	356,967	2.62%
Subordinated Debt	1,587	1.18%	176,833	1.30%
Other Borrowed Funds	22,419	16.62%	1,684,829	12.38%
All Other Liabilities	4,176	3.10%	401,428	2.95%
Equity Capital	13,953	10.34%	1,307,097	9.60%
Total Liabilities and Capital	$134,907	100.00%	$13,613,150	100.00%

			All Banks

Income Data (2008 YTD)	$ (millions)	% of Assets*	$ (millions)	% of Assets*
Total Interest Income	5,163	5.10%	487,019	4.77%
Total Interest Expense	2,162	2.14%	207,949	2.04%
Net Interest Income	3,001	2.97%	279,070	2.73%
Provision for Loan and Lease Losses	746	0.74%	124,517	1.22%
Total Noninterest Income	2,028	2.00%	175,521	1.72%
Total Noninterest Expense	2,623	2.59%	274,323	2.69%
Salaries and Benefits	1,439	1.42%	122,518	1.20%
Premises and Equipment Expense	355	0.35%	33,971	0.33%
Additional Noninterest Expense	829	0.82%	117,834	1.15%
Securities Gains (Losses)	119	0.12%	-8,037	-0.08%
Applicable Income Taxes	540	0.53%	15,679	0.15%
Extraordinary Gains, Net	0	0.00%	534	0.01%
Net Income	1,241	1.23%	32,569	0.32%
Cash Dividends, Net	872	0.86%	42,592	0.42%
Retained Earnings	369	0.36%	-10,023	-0.10%
Net Operating Income	$1,158	1.14%	$37,457	0.37%

* Annualized

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