Capital One Financials


Capital One has total assets of $145,625 million and year-to-date net operating income of $1,476 million. Capital One financials obtained from the Federal Deposit Insurance Corporation (FDIC). Financial data is updated quarterly in Call Reports or Thrift Financial Reports filed by the bank. Data last updated on December 1, 2008 for the period ending on September 30, 2008.	Profile Financials Chargeoff Statistics Delinquency Statistics Assets Securitized and Sold Performance and Condition Ratios

			All Banks

Assets	$ (millions)	% of Assets	$ (millions)	% of Assets
Loans Secured by Real Estate	30,949	21.25%	4,750,985	34.90%
1-4 Family Residential Mortgages	12,296	8.44%	2,754,199	20.23%
First Lien	10,021	6.88%	1,864,576	13.70%
Second Lien	648	0.45%	237,504	1.74%
Home Equity Lines	1,628	1.12%	652,119	4.79%
Multifamily Residential	5,236	3.60%	205,193	1.51%
Nonfarm Residential	10,379	7.13%	1,043,393	7.66%
Construction and Development	2,998	2.06%	617,055	4.53%
Farmland Loans	39	0.03%	62,138	0.46%
Loans Held in Foreign Offices	0	0.00%	69,008	0.51%
Commericial and Industrial Loans	15,521	10.66%	1,510,091	11.09%
Loans to Individuals	39,290	26.98%	1,082,731	7.95%
Credit Cards	15,777	10.83%	411,627	3.02%
Farm Loans	8	0.01%	59,656	0.44%
Other Loans and Leases	5,096	3.50%	595,646	4.38%
Less: Unearned Income	13	0.01%	2,741	0.02%
Total Loans and Leases	90,851	62.39%	8,000,084	58.77%
Less: Reserve for Losses	3,144	2.16%	156,065	1.15%
Net Loans and Leases	87,707	60.23%	7,844,019	57.62%
Securities	27,052	18.58%	2,027,739	14.90%
Other Real Estate Owned	76	0.05%	22,966	0.17%
Goodwill and Intangibles	13,814	9.49%	484,178	3.56%
All Other Assets	16,976	11.66%	3,207,062	23.56%
Total Assets	$145,625	100.00%	$13,613,150	100.00%

			All Banks

Liabilities and Capital	$ (millions)	% of Assets	$ (millions)	% of Assets
Deposits	104,371	71.67%	8,749,418	64.27%
Domestic Deposits	95,458	65.55%	7,230,058	53.11%
Transaction Accounts	7,456	5.12%	809,200	5.94%
Nontransaction Accounts	88,002	60.43%	6,420,965	47.17%
Money Market	40,569	27.86%	2,798,868	20.56%
Other Savings Accounts	7,520	5.16%	841,348	6.18%
Time Deposits	39,912	27.41%	2,773,205	20.37%
Foreign Deposits	8,913	6.12%	1,519,360	11.16%
Federal Funds Purchased	781	0.54%	936,578	6.88%
Trading Liabilities	66	0.05%	356,967	2.62%
Subordinated Debt	661	0.45%	176,833	1.30%
Other Borrowed Funds	8,986	6.17%	1,684,829	12.38%
All Other Liabilities	5,345	3.67%	401,428	2.95%
Equity Capital	25,415	17.45%	1,307,097	9.60%
Total Liabilities and Capital	$145,625	100.00%	$13,613,150	100.00%

			All Banks

Income Data (2008 YTD)	$ (millions)	% of Assets*	$ (millions)	% of Assets*
Total Interest Income	7,479	6.85%	487,019	4.77%
Total Interest Expense	2,517	2.30%	207,949	2.04%
Net Interest Income	4,963	4.54%	279,070	2.73%
Provision for Loan and Lease Losses	2,663	2.44%	124,517	1.22%
Total Noninterest Income	5,468	5.01%	175,521	1.72%
Total Noninterest Expense	5,519	5.05%	274,323	2.69%
Salaries and Benefits	958	0.88%	122,518	1.20%
Premises and Equipment Expense	310	0.28%	33,971	0.33%
Additional Noninterest Expense	4,250	3.89%	117,834	1.15%
Securities Gains (Losses)	10	0.01%	-8,037	-0.08%
Applicable Income Taxes	776	0.71%	15,679	0.15%
Extraordinary Gains, Net	-105	-0.10%	534	0.01%
Net Income	1,377	1.26%	32,569	0.32%
Cash Dividends, Net	1,200	1.10%	42,592	0.42%
Retained Earnings	177	0.16%	-10,023	-0.10%
Net Operating Income	$1,476	1.35%	$37,457	0.37%

* Annualized

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