Comerica Incorporated Financials


Comerica Incorporated has total assets of $65,521 million and year-to-date net operating income of $171 million. Comerica Incorporated financials obtained from the Federal Deposit Insurance Corporation (FDIC). Financial data is updated quarterly in Call Reports or Thrift Financial Reports filed by the bank. Data last updated on December 1, 2008 for the period ending on September 30, 2008.	Profile Financials Chargeoff Statistics Delinquency Statistics Assets Securitized and Sold Performance and Condition Ratios

			All Banks

Assets	$ (millions)	% of Assets	$ (millions)	% of Assets
Loans Secured by Real Estate	22,129	33.77%	4,750,985	34.90%
1-4 Family Residential Mortgages	4,043	6.17%	2,754,199	20.23%
First Lien	1,821	2.78%	1,864,576	13.70%
Second Lien	643	0.98%	237,504	1.74%
Home Equity Lines	1,579	2.41%	652,119	4.79%
Multifamily Residential	252	0.38%	205,193	1.51%
Nonfarm Residential	12,009	18.33%	1,043,393	7.66%
Construction and Development	5,540	8.46%	617,055	4.53%
Farmland Loans	58	0.09%	62,138	0.46%
Loans Held in Foreign Offices	227	0.35%	69,008	0.51%
Commericial and Industrial Loans	25,186	38.44%	1,510,091	11.09%
Loans to Individuals	845	1.29%	1,082,731	7.95%
Credit Cards	5	0.01%	411,627	3.02%
Farm Loans	4	0.01%	59,656	0.44%
Other Loans and Leases	3,465	5.29%	595,646	4.38%
Less: Unearned Income	0	0.00%	2,741	0.02%
Total Loans and Leases	51,629	78.80%	8,000,084	58.77%
Less: Reserve for Losses	712	1.09%	156,065	1.15%
Net Loans and Leases	50,917	77.71%	7,844,019	57.62%
Securities	8,123	12.40%	2,027,739	14.90%
Other Real Estate Owned	23	0.03%	22,966	0.17%
Goodwill and Intangibles	224	0.34%	484,178	3.56%
All Other Assets	6,234	9.51%	3,207,062	23.56%
Total Assets	$65,521	100.00%	$13,613,150	100.00%

			All Banks

Liabilities and Capital	$ (millions)	% of Assets	$ (millions)	% of Assets
Deposits	40,027	61.09%	8,749,418	64.27%
Domestic Deposits	38,748	59.14%	7,230,058	53.11%
Transaction Accounts	4,161	6.35%	809,200	5.94%
Nontransaction Accounts	34,587	52.79%	6,420,965	47.17%
Money Market	21,694	33.11%	2,798,868	20.56%
Other Savings Accounts	1,160	1.77%	841,348	6.18%
Time Deposits	11,733	17.91%	2,773,205	20.37%
Foreign Deposits	1,279	1.95%	1,519,360	11.16%
Federal Funds Purchased	2,560	3.91%	936,578	6.88%
Trading Liabilities	306	0.47%	356,967	2.62%
Subordinated Debt	2,338	3.57%	176,833	1.30%
Other Borrowed Funds	13,141	20.06%	1,684,829	12.38%
All Other Liabilities	1,380	2.11%	401,428	2.95%
Equity Capital	5,769	8.81%	1,307,097	9.60%
Total Liabilities and Capital	$65,521	100.00%	$13,613,150	100.00%

			All Banks

Income Data (2008 YTD)	$ (millions)	% of Assets*	$ (millions)	% of Assets*
Total Interest Income	2,339	4.76%	487,019	4.77%
Total Interest Expense	914	1.86%	207,949	2.04%
Net Interest Income	1,424	2.90%	279,070	2.73%
Provision for Loan and Lease Losses	494	1.01%	124,517	1.22%
Total Noninterest Income	708	1.44%	175,521	1.72%
Total Noninterest Expense	1,392	2.83%	274,323	2.69%
Salaries and Benefits	715	1.46%	122,518	1.20%
Premises and Equipment Expense	147	0.30%	33,971	0.33%
Additional Noninterest Expense	530	1.08%	117,834	1.15%
Securities Gains (Losses)	63	0.13%	-8,037	-0.08%
Applicable Income Taxes	94	0.19%	15,679	0.15%
Extraordinary Gains, Net	0	0.00%	534	0.01%
Net Income	216	0.44%	32,569	0.32%
Cash Dividends, Net	253	0.52%	42,592	0.42%
Retained Earnings	-38	-0.08%	-10,023	-0.10%
Net Operating Income	$171	0.35%	$37,457	0.37%

* Annualized

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