SunTrust Financials


SunTrust has total assets of $170,007 million and year-to-date net operating income of $745 million. SunTrust financials obtained from the Federal Deposit Insurance Corporation (FDIC). Financial data is updated quarterly in Call Reports or Thrift Financial Reports filed by the bank. Data last updated on December 1, 2008 for the period ending on September 30, 2008.	Profile Financials Chargeoff Statistics Delinquency Statistics Assets Securitized and Sold Performance and Condition Ratios SunTrust Jobs

			All Banks

Assets	$ (millions)	% of Assets	$ (millions)	% of Assets
Loans Secured by Real Estate	77,854	45.79%	4,750,985	34.90%
1-4 Family Residential Mortgages	50,966	29.98%	2,754,199	20.23%
First Lien	28,138	16.55%	1,864,576	13.70%
Second Lien	6,669	3.92%	237,504	1.74%
Home Equity Lines	16,159	9.50%	652,119	4.79%
Multifamily Residential	860	0.51%	205,193	1.51%
Nonfarm Residential	12,834	7.55%	1,043,393	7.66%
Construction and Development	13,038	7.67%	617,055	4.53%
Farmland Loans	155	0.09%	62,138	0.46%
Loans Held in Foreign Offices	0	0.00%	69,008	0.51%
Commericial and Industrial Loans	28,317	16.66%	1,510,091	11.09%
Loans to Individuals	12,934	7.61%	1,082,731	7.95%
Credit Cards	511	0.30%	411,627	3.02%
Farm Loans	111	0.07%	59,656	0.44%
Other Loans and Leases	12,681	7.46%	595,646	4.38%
Less: Unearned Income	0	0.00%	2,741	0.02%
Total Loans and Leases	131,897	77.58%	8,000,084	58.77%
Less: Reserve for Losses	1,940	1.14%	156,065	1.15%
Net Loans and Leases	129,957	76.44%	7,844,019	57.62%
Securities	12,145	7.14%	2,027,739	14.90%
Other Real Estate Owned	468	0.28%	22,966	0.17%
Goodwill and Intangibles	7,908	4.65%	484,178	3.56%
All Other Assets	19,530	11.49%	3,207,062	23.56%
Total Assets	$170,007	100.00%	$13,613,150	100.00%

			All Banks

Liabilities and Capital	$ (millions)	% of Assets	$ (millions)	% of Assets
Deposits	119,534	70.31%	8,749,418	64.27%
Domestic Deposits	111,375	65.51%	7,230,058	53.11%
Transaction Accounts	12,133	7.14%	809,200	5.94%
Nontransaction Accounts	99,242	58.38%	6,420,965	47.17%
Money Market	57,915	34.07%	2,798,868	20.56%
Other Savings Accounts	3,569	2.10%	841,348	6.18%
Time Deposits	37,758	22.21%	2,773,205	20.37%
Foreign Deposits	8,159	4.80%	1,519,360	11.16%
Federal Funds Purchased	6,562	3.86%	936,578	6.88%
Trading Liabilities	1,515	0.89%	356,967	2.62%
Subordinated Debt	2,940	1.73%	176,833	1.30%
Other Borrowed Funds	15,793	9.29%	1,684,829	12.38%
All Other Liabilities	4,014	2.36%	401,428	2.95%
Equity Capital	19,649	11.56%	1,307,097	9.60%
Total Liabilities and Capital	$170,007	100.00%	$13,613,150	100.00%

			All Banks

Income Data (2008 YTD)	$ (millions)	% of Assets*	$ (millions)	% of Assets*
Total Interest Income	6,255	4.91%	487,019	4.77%
Total Interest Expense	2,662	2.09%	207,949	2.04%
Net Interest Income	3,593	2.82%	279,070	2.73%
Provision for Loan and Lease Losses	1,512	1.19%	124,517	1.22%
Total Noninterest Income	2,731	2.14%	175,521	1.72%
Total Noninterest Expense	3,848	3.02%	274,323	2.69%
Salaries and Benefits	1,757	1.38%	122,518	1.20%
Premises and Equipment Expense	415	0.33%	33,971	0.33%
Additional Noninterest Expense	1,676	1.31%	117,834	1.15%
Securities Gains (Losses)	662	0.52%	-8,037	-0.08%
Applicable Income Taxes	372	0.29%	15,679	0.15%
Extraordinary Gains, Net	0	0.00%	534	0.01%
Net Income	1,255	0.98%	32,569	0.32%
Cash Dividends, Net	960	0.75%	42,592	0.42%
Retained Earnings	295	0.23%	-10,023	-0.10%
Net Operating Income	$745	0.58%	$37,457	0.37%

* Annualized

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