Susquehanna Bancshares Financials


Susquehanna Bancshares has total assets of $14,441 million and year-to-date net operating income of $101 million. Susquehanna Bancshares financials obtained from the Federal Deposit Insurance Corporation (FDIC). Financial data is updated quarterly in Call Reports or Thrift Financial Reports filed by the bank. Data last updated on December 1, 2008 for the period ending on September 30, 2008.	Profile Financials Chargeoff Statistics Delinquency Statistics Assets Securitized and Sold Performance and Condition Ratios

			All Banks

Assets	$ (millions)	% of Assets	$ (millions)	% of Assets
Loans Secured by Real Estate	6,387	44.23%	4,750,985	34.90%
1-4 Family Residential Mortgages	2,051	14.21%	2,754,199	20.23%
First Lien	1,331	9.22%	1,864,576	13.70%
Second Lien	403	2.79%	237,504	1.74%
Home Equity Lines	317	2.19%	652,119	4.79%
Multifamily Residential	197	1.36%	205,193	1.51%
Nonfarm Residential	2,663	18.44%	1,043,393	7.66%
Construction and Development	1,306	9.04%	617,055	4.53%
Farmland Loans	171	1.18%	62,138	0.46%
Loans Held in Foreign Offices	0	0.00%	69,008	0.51%
Commericial and Industrial Loans	2,100	14.54%	1,510,091	11.09%
Loans to Individuals	410	2.84%	1,082,731	7.95%
Credit Cards	0	0.00%	411,627	3.02%
Farm Loans	16	0.11%	59,656	0.44%
Other Loans and Leases	968	6.71%	595,646	4.38%
Less: Unearned Income	0	0.00%	2,741	0.02%
Total Loans and Leases	9,882	68.43%	8,000,084	58.77%
Less: Reserve for Losses	105	0.73%	156,065	1.15%
Net Loans and Leases	9,776	67.70%	7,844,019	57.62%
Securities	1,899	13.15%	2,027,739	14.90%
Other Real Estate Owned	11	0.07%	22,966	0.17%
Goodwill and Intangibles	959	6.64%	484,178	3.56%
All Other Assets	1,797	12.44%	3,207,062	23.56%
Total Assets	$14,441	100.00%	$13,613,150	100.00%

			All Banks

Liabilities and Capital	$ (millions)	% of Assets	$ (millions)	% of Assets
Deposits	9,213	63.79%	8,749,418	64.27%
Domestic Deposits	9,213	63.79%	7,230,058	53.11%
Transaction Accounts	1,536	10.64%	809,200	5.94%
Nontransaction Accounts	7,677	53.16%	6,420,965	47.17%
Money Market	2,157	14.94%	2,798,868	20.56%
Other Savings Accounts	713	4.94%	841,348	6.18%
Time Deposits	4,806	33.28%	2,773,205	20.37%
Foreign Deposits	0	0.00%	1,519,360	11.16%
Federal Funds Purchased	1,055	7.30%	936,578	6.88%
Trading Liabilities	0	0.00%	356,967	2.62%
Subordinated Debt	100	0.69%	176,833	1.30%
Other Borrowed Funds	1,748	12.10%	1,684,829	12.38%
All Other Liabilities	425	2.94%	401,428	2.95%
Equity Capital	1,901	13.17%	1,307,097	9.60%
Total Liabilities and Capital	$14,441	100.00%	$13,613,150	100.00%

			All Banks

Income Data (2008 YTD)	$ (millions)	% of Assets*	$ (millions)	% of Assets*
Total Interest Income	530	4.89%	487,019	4.77%
Total Interest Expense	214	1.98%	207,949	2.04%
Net Interest Income	315	2.91%	279,070	2.73%
Provision for Loan and Lease Losses	41	0.38%	124,517	1.22%
Total Noninterest Income	87	0.80%	175,521	1.72%
Total Noninterest Expense	233	2.15%	274,323	2.69%
Salaries and Benefits	90	0.83%	122,518	1.20%
Premises and Equipment Expense	31	0.29%	33,971	0.33%
Additional Noninterest Expense	112	1.03%	117,834	1.15%
Securities Gains (Losses)	-17	-0.16%	-8,037	-0.08%
Applicable Income Taxes	24	0.22%	15,679	0.15%
Extraordinary Gains, Net	0	0.00%	534	0.01%
Net Income	87	0.81%	32,569	0.32%
Cash Dividends, Net	78	0.72%	42,592	0.42%
Retained Earnings	9	0.09%	-10,023	-0.10%
Net Operating Income	$101	0.93%	$37,457	0.37%

* Annualized

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