Sterling Financial Corporation Performance and Condition Ratios
| Sterling Financial Corporation financial and portfolio data obtained from the Federal Deposit Insurance Corporation (FDIC). Data used to calculate the performance and condition ratios is updated quarterly in Call Reports or Thrift Financial Reports filed by the bank. | Profile Financials Chargeoff Statistics Delinquency Statistics Assets Securitized and Sold Performance and Condition Ratios |
| All Banks |
|---|
| Performance and Condition Ratios | Ratio | Ratio | |
|---|---|---|---|
| Yield on Earning Assets | 6.49% | 5.81% | |
| Cost of Funding Earning Assets | 3.05% | 2.48% | |
| Net Interest Margin | 3.44% | 3.33% | |
| Efficiency Ratio | 59.60% | 58.99% | |
| Provision to Net Charge-Offs | 270.85% | 181.62% | |
| Earning Assets to Total Assets | 90.06% | 82.04% | |
| Allowance to Loans and Leases | 1.90% | 1.95% | |
| Allowance to Noncurrent Loans | 46.53% | 84.14% | |
| Equity Capital Ratio | 11.18% | 9.60% | |
| Tier 1 Risk-Based Capital Ratio | 9.57% | 9.79% | |
| Net Loans and Leases to Deposits | 113.12% | 89.65% | |
| Net Loans and Leases to Assets | 72.71% | 57.62% |